5.0 rating · 46 reviews
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Fertility Finance for Private Fertility Treatment in London
Cost shouldn't stand between you and starting your fertility journey. That's why IVF Matters partners with Humm and Kandoo to offer three flexible finance plans, from interest-free short-term options to loans spread over up to seven years. Applications take minutes, decisions are fast, and there's no need to pay everything upfront — so you can begin treatment as soon as you're ready, on a plan that fits your budget.
Spread the cost of fertility treatments with these 3 fertility finance options
up to 12 months
Short-term fertility finance
We give you an option at 0% interest so you can start your diagnostic set now and pay it off over time.
✔ Interest-free: pay monthly by debit or credit card over 12 months.
✔ First payment at order: 1/12 of the total, then 11 automatic
monthly payments.
✔ Quick application: register a Humm account at checkout, decisions in minutes.
up to 5 years
Mid-term fertility finance
A retail finance option for diagnostic tests or full treatment, built for lower, more manageable monthly payments.
✔ Lower monthly payments: spread the full cost over up to 5 years.
✔ Flexible plans: choose a term that fits diagnostics or full treatment.
✔ Quick application: decisions in minutes, start treatment right away.
✔Wide Funding Range: Patients can apply for amounts ranging from £500 to £30,000 for private fertility treatment.
up to 7 years
Long-term fertility finance
IVF Matters introduces Kandoo, a fertility finance plan letting patients manage the financial burden of private treatment as it unfolds.
✔ Instalment payments: break down treatment costs into more manageable chunks.
✔Flexible plans: options up to 7 years without impacting your credit score.
✔ Immediate start: begin your fertility journey right away, without delay.
✔Wide Funding Range: Patients can apply for amounts ranging from £500 to £30,000 for private fertility treatment.
Read What Our Patients Are Saying
Excellent Care
Expert Guidance
Extremely Supportive
Felt Reassured
TOP IVF SUCCESS RATES IN LONDON
Nearly double the UK average live birth rate
Between 2022 and 2024, patients aged 30 to 43 at IVF Matters achieved live birth rates well above the UK national average for the same age range.
Source: HFEA published data, 2023. Comparison cohort: patients aged 30–43.
Every fertility journey is different. Book a free call and we'll talk you through what success could look like for you.
30 minutes. No obligation. Speak with our fertility advisors.
IVF live birth rate
Patients aged 30 - 43
FET live birth rate
Patients aged 30 - 43
Why choose IVF Matters
| IVF Matters | Typical UK Clinic | Online Only Clinic | |
|---|---|---|---|
Personalised 1:1 Consultant Lead Care |
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High success rate |
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UK-wide Laboratory and Ultrasound Services |
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No surprise costs halfway through treatment |
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Spread payments — start now, pay over time |
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Switching from another clinic? We'll review your case and continue your treatment |
Personalised 1:1 Consultant Lead Care
High success rate
UK-wide Laboratory and Ultrasound Services
No surprise costs halfway through treatment
Spread payments — start now, pay over time
Switching from another clinic? We'll review your case and continue your treatment
Personalised 1:1 Consultant Lead Care
High success rate
UK-wide Laboratory and Ultrasound Services
No surprise costs halfway through treatment
Spread payments — start now, pay over time
Switching from another clinic? We'll review your case and continue your treatment
Personalised 1:1 Consultant Lead Care
High success rate
UK-wide Laboratory and Ultrasound Services
No surprise costs halfway through treatment
Spread payments — start now, pay over time
Switching from another clinic? We'll review your case and continue your treatment
No waiting list
Same week appointments available
No referrals needed
MEET YOUR CONSULTANT
Dr Irfana Koita
- Fellow, Royal College of Obstetricians and Gynaecologists (FRCOG)
The highest recognition in UK gynaecology - 20+ years of clinical fertility experience
Trained at King's College Hospital London · Over 8,000 patient journeys - Master's in Healthcare Leadership, Cornell University
Combining clinical excellence with patient-focused care
We've Featured in:
You're just one step away
WHAT TO EXPECT
Your advisory call, explained
You share your situation
Tell us where you are in your journey and what's on your mind — nothing to prepare in advance.
We answer your questions
Ask about timelines, costs, treatment types, or anything else on your mind.
We suggest next steps together
If it's helpful, we'll point you toward a consultation or treatment plan — only if you want to.
Telephone: 0333 93 999 51
Whatsapp: +44 7828 574115
Right after you book: You'll get a confirmation email straight away, and a video call link 24 hours before your call.
Our Location
Dr Koita consults at the Harley Street IVF Clinic in London
